This week on “Off The Cuff,” Justin, Megan, Jill, and Allie discuss the most recent Democratic presidential debate, and dive into former New York Mayor Mike Bloomberg’s platform to reform higher education, which includes reinstating gainful employment regulations and free tuition at four-year universities for low-income students. At 17:12, Jill answers pressing questions from members about the Annual Student Loan Acknowledgement — formerly known as the Informed Borrower Tool — and at 29 minutes in Allie delves into new quarterly data from the Department of Education on student loan default and loan forgiveness. At 33:32, Megan details recent results from an initiative to enroll more Pell-eligible students at top-tier universities, and the group wants to know: What message do you use to sign off on your emails? Warmly, and until next time, the “Off The Cuff” team.